Credit Analyst - Financial Crime

About the Role

Reporting to the Senior Manager Risk, you'll investigate suspicious mortgage applications, analyse fraud indicators, and work closely with internal and external stakeholders to mitigate financial crime risks. You'll play an important role in supporting AFG's Risk Management Framework while helping safeguard our customers, brokers and business.

At AFG, we're committed to maintaining the integrity of the residential mortgage market and delivering positive outcomes for our customers, brokers, lenders and stakeholders. This is why we're looking for a highly analytical and detail-oriented Credit Analyst - Financial Crime to join our Risk team and play a key role in identifying, investigating and preventing fraud across our lending operations.

Key Responsibilities

• Investigate suspected mortgage, identity, income and document fraud.

• Review high-risk lending applications and verify supporting documentation.

• Analyse fraud trends, broker activity and emerging financial crime risks.

• Maintain investigation records, evidence files and case outcomes.

• Prepare detailed reports for management, audit and regulatory purposes.

• Support AML/CTF obligations, including transaction monitoring and suspicious matter reporting.

• Liaise with brokers, lenders, customers and third-party verification providers.

• Contribute to fraud awareness initiatives and ongoing risk management activities.

About You

To succeed in this role, you'll bring:

• Experience in financial crime, fraud investigations, mortgage lending, risk or compliance.

• Knowledge of Australian residential mortgage lending processes and regulations.

• Strong analytical, investigative and problem-solving skills.

• Excellent communication and stakeholder engagement abilities.

• Exceptional attention to detail and sound decision-making capability.

• A high level of integrity and professionalism.

Qualifications

• Degree, Diploma or equivalent qualification in Business, Finance, Commerce, Law, Criminology, Risk Management or a related discipline.

• Working knowledge of AML/CTF legislation.

• Certified Fraud Examiner (CFE) or similar qualification will be highly regarded.

Why Join AFG?

At AFG, you'll be part of a collaborative and values-driven organisation where your work directly contributes to protecting customers and maintaining trust in the lending industry. We offer:

• A supportive and inclusive team environment.

• Opportunities to develop your expertise in risk, compliance and fraud prevention.

• Flexible working arrangements.

• A growing organisation with strong career development opportunities.

About AFG 

Australian Finance Group (ASX:AFG) is one of Australia's largest mortgage broking groups, founded back in 1994 and now employing 300+ staff across Australia. As a category leader, AFG has some 4,000 finance brokers in its network with access to over 10,000 financial products from more than 80 of Australia's leading lenders. 

Through our broker network, AFG processes around one in 10 of all Australian residential mortgages and manages over $214 billion in residential and commercial finance.

In addition to our broker network, AFG has a rapidly growing home loan business, and an expanding footprint in the provision of business lending solutions.

At AFG our purpose is to create a fairer financial future for all. Our business prides itself its innovative, entrepreneurial and collaborative culture, which is underpinned by our values of integrity, accountability, customer-centric and team player (IACT). Our teams are intricately engaged across the business, and we encourage people with ideas and a willingness to learn to join us.

AFG is committed to our culture. We provide an inclusive workplace where all are welcomed and recognised for their unique ability, regardless of gender, race, religion, disability, orientation, or other identity attribute.