Credit Analyst

Create your best future and join Westpac as a Credit Analyst.

What’s the role?

Join our Portfolio Management Team and help shape smart lending decisions for a diverse portfolio of large private and smaller public companies.

Based in Melbourne / Naarm, Wurundjeri Country, this is a full-time opportunity that combines detailed credit analysis with commercial insight. You'll work closely with Relationship Managers, company executives and professional investors to support lending decisions across the portfolio.

From analysing financial information and preparing high-quality credit submissions through to helping structure transactions and manage portfolio risk, you'll play an important role in delivering great outcomes for our customers. Every day brings something different, giving you the chance to build your expertise while working alongside experienced banking professionals.

What do I need?

• Strong credit analysis skills and an understanding of commercial lending
• Experience assessing financial statements and identifying key risks and opportunities
• The ability to translate complex financial information into clear and practical insights
• Strong communication skills and the ability to build trusted relationships with stakeholders
• Cash flow modelling experience and a CA, CPA or CFA qualification will be highly regarded

Why join us?

We’re obsessed with becoming our customers #1 banking partner for life and we’re looking for people who are passionate about helping us achieve that goal. In return we’re committed to making Westpac the best place to work in the country. Here are just a few of the ways we’re already doing that:

• Special offers on banking products and discounts from top brands, including generous employee only mortgage rates!
• Flexible work arrangements to help you achieve a greater work/life balance, and a variety of leave options including Culture, Lifestyle and Wellbeing leave.
• Tailored learning and development opportunities to help your grow your career within the bank.
• Lots of opportunities to give back to the Community by getting involved in our many volunteering initiatives.

Create your future today

To get started, simply click on the APPLY or APPLY NOW button.

We’re all about creating a supportive and inclusive community. We welcome everyone – no matter your age, gender, background, or abilities. We also provide additional support to welcome our veterans, Indigenous Australians and neurodiverse community.

If you need any adjustments during the recruitment process, you can find more information and contact details on our FAQs and how to contact us page, under the ‘Diversity, sustainability and flexibility’ section.

We may close this job advertisement earlier than the advertised closing date if suitable candidates are identified. We encourage you to apply as soon as possible.