Risk & Operations Analyst

About the role

The Credit Operations Analyst is a junior role responsible for the day-to-day processing, monitoring and compliance activity that keeps TradeBridge's PBS and CCS lending portfolios running accurately and within policy. The role combines payment processing, portfolio monitoring, credit risk support and back-office operations, working closely with the Relationship Management and Credit teams.

Key responsibilities

• Process scheduled and ad hoc client payments accurately and on time.

• Monitor weekly payment size against facility limits and flag exceptions.

• Review monthly receivables for each client against expected performance.

• Support Relationship Managers with limit adjustment requests and documentation.

• Perform ongoing Know-Your-Customer compliance checks across the client base.

• Conduct licence checks (e.g. Pharmacy Council, AHPRA, childcare service approvals).

• Carry out periodic review checks in line with the credit monitoring framework.

• Monitor for business sale or change-of-control events affecting client facilities.

• Populate the credit risk algorithm with client data (temporary process, pending automation).

• Conduct bank statement analysis to support credit assessment and ongoing monitoring.

About you

• Strong attention to detail and comfort working with numerical and financial data.

• Good working knowledge of Excel; exposure to Salesforce or similar CRM/monitoring systems an advantage.

• Ability to manage multiple recurring processes and deadlines accurately.

• Clear written communication for compliance and monitoring documentation.

• Interest in credit, lending or financial services; prior experience in banking, fintech or accounting support is an advantage but not essential.

• A proactive, process-improvement mindset given the role's involvement in system and data integration development.

About us

TradeBridge is a Global FinTech providing embedded, revolving Credit Facilities to SME's. Our Sydney office oversees the lending across our Australian Pharmacy (PBS) and Australian Childcare (CCS) portfolio. Our Facilities are underpinned by data-driven credit assessment and close ongoing portfolio monitoring.

Benefits

• Direct exposure to credit assessment, portfolio monitoring and lending operations from day one.

• A growing FinTech business with a Global presence.

• Involvement in process and systems development and testing.

• Sydney CBD-based team environment. Predominantly Office-based role.